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Reminder: Initial Discussion Board posts due by Wednesday, responses due by Sunday

Students will be expected to post their first initial discussion board posting by Wednesday of each week. Discussion posts will be graded and late submissions will be assigned a late penalty in accordance with the late penalty policy found in the syllabus. NOTE: All submission posting times are based on midnight Central Time.

Students are expected to post their responses to peers by Sunday. NOTE: All submission posting times are based on midnight Central Time.

Primary Task Response: Within the Discussion Board area, write 400–600 words that respond to the following questions with your thoughts, ideas, and comments. This will be the foundation for future discussions by your classmates. Be substantive and clear, and use examples to reinforce your ideas:

Outline personal financial plan objectives. Make sure you address the following:

• Sources of personal income
• How career choices affect personal income
• How personal financial choices affect income
• How to design a budget for earnings as well as spending, saving, and investing
• How to analyze the benefits and risks of consumer credit
• How to check on consumer credit status and protection
• Ways to analyze checking and savings accounts as well as investing choices